SpareTimeIsMoney.com — Terms & Conditions

Effective Date: 03/24/25
Last Updated: 11/02/25

Welcome to SpareTimeIsMoney.com! These Terms and Conditions (“Terms”) govern your use of our website, SpareTimeIsMoney.com, and the services we provide, including digital products, subscription services, and resources to help you make money. By accessing or using our website and services, you agree to these Terms. If you do not agree, please discontinue use of our website and services immediately.

Acceptance of Terms

By accessing or using our website, purchasing a subscription, or accessing our digital products, you confirm that you:

• Are at least 18 years old.

• Have read, understood, and agree to these Terms and the Disclosures/Disclaimers outlined herein.
  If you are using our services on behalf of a business or entity, you represent and warrant that you are authorized to bind that business or entity to these Terms.

Services

SpareTimeIsMoney.com provides access to digital products, resources, and subscription-based content designed to help you learn ways to make money. The specific features and content of our services may vary based on the subscription plan you choose.
We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

Disclosures & Disclaimers

a) General Disclaimer

The information, resources, and digital products provided on this website are for informational and educational purposes only. We make no guarantees of specific results or earnings from using our services. Any success or income depends on your individual effort, skills, and circumstances.

b) No Financial/Professional Advice (Finance-Lite)

We are not financial, investment, tax, legal, or other professional advisors, and our content does not constitute professional advice. Consider consulting a qualified professional before making decisions based on our content.

c) Results May Vary

Your outcomes will vary. We do not guarantee that you will achieve the same results as any examples, case studies, or testimonials.

d) External Links

We may link to third-party sites. We do not endorse or assume responsibility for third-party content, products, or services. Your use of third-party sites is at your own risk.

e) No Warranties

Our site and services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. (See Limitation of Liability below for more.)

f) Affiliate Disclosure

Some links on SpareTimeIsMoney.com are affiliate links. If you click and purchase or sign up, we may earn a commission or referral bonus at no extra cost to you. We aim to recommend products/services we believe are useful to our audience. We follow clear and conspicuous disclosure practices near recommendations and links.

Amazon Associates notice (if applicable):
“As an Amazon Associate I earn from qualifying purchases.”

g) Sponsored Content & Advertising

We may accept paid sponsorships, paid placements, or display ads. Sponsored content will be labeled (e.g., “Sponsored,” “Ad,” or “Paid Partnership”). Payment does not guarantee a positive review or specific coverage.

h) Reviews & Independence

Opinions are our own. If we receive free products, early access, or other perks, we will disclose those material connections. Advertisers and sponsors do not have the right to edit our final opinions or conclusions.

i) Earnings & Results Statements

Any income examples, figures, or performance snapshots are illustrative and not typical. There is no guarantee of results.

j) Pricing, Offers & Availability

Prices, rates, sign-up bonuses, promotions, and terms are subject to change without notice. Always check the merchant’s page for the most current terms before purchasing or enrolling.

k) Cookies, Pixels & Tracking

Affiliate links and ad partners may use cookies, pixels, or similar technologies to track referrals so we can be credited for signups/purchases. See our Privacy Policy for details and your choices.

Account Registration

To access certain features, you may need an account. You agree to:

• Provide accurate, current, and complete information.

• Maintain the confidentiality of your credentials.

• Notify us promptly of any unauthorized use.
  You are responsible for all activities that occur under your account.

Subscriptions and Payments

a) Subscription Plans

Our services may be offered on a subscription basis. By subscribing, you agree to pay the recurring fees shown at checkout.

b) Billing and Payment

Payments are processed by a secure third-party processor. By providing payment information, you authorize us to charge your payment method for subscription fees and applicable taxes.

c) Auto-Renewal

Unless canceled, subscriptions automatically renew at the end of each billing cycle. You will be charged the then-applicable fee unless you cancel before the renewal date.

d) Cancellations

You may cancel at any time by logging into your account (see My Subscriptions) and following the cancellation steps. Cancellations take effect at the end of the current billing cycle. We do not provide refunds for partial periods unless required by law.

User Conduct

You agree not to:

• Violate applicable laws or regulations.

• Use our services for unlawful, fraudulent, or unauthorized purposes.

• Share, resell, or distribute our digital products or content without prior written permission.

• Interfere with or disrupt the operation or security of our site or services.
  We may suspend or terminate your account for violations of these Terms.

Intellectual Property

All content on our website—including text, graphics, images, videos, software, and digital products—is the intellectual property of SpareTimeIsMoney.com or its licensors and is protected by applicable laws.
We grant you a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial purposes. You may not copy, modify, distribute, publicly display, or create derivative works without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, SpareTimeIsMoney.com and its affiliates, officers, employees, and licensors shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:

• Loss of profits, revenue, or data;

• Business interruptions;

• Personal injury or property damage arising from your use of the site or services.

Our total liability for any claim arising under these Terms shall not exceed the amount you paid for the services in the 12 months preceding the claim, or $100, whichever is greater, unless a different minimum is required by law.

Indemnification

You agree to indemnify and hold harmless SpareTimeIsMoney.com, its affiliates, officers, employees, and licensors from and against claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
(a) your use of the site or services; (b) your violation of these Terms; or (c) your violation of any applicable law or third-party rights.

Termination

We may suspend or terminate your access at our sole discretion, without prior notice, if you violate these Terms or engage in conduct we deem harmful. Upon termination, your right to access the services ceases immediately. Fees paid are non-refundable unless required by law.

Governing Law

These Terms are governed by the laws of Utah, USA, without regard to its conflicts of law principles. You agree to the exclusive jurisdiction and venue of the state and federal courts located in Utah, USA, for any disputes arising from these Terms.

Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use after posting constitutes acceptance of the revised Terms.

Contact Us

Questions about these Terms or our Disclosures?
Email: sparetimeismoney.com@gmail.com
Phone: 801-529-8061